भिडियो सहित हेर्नुहोस !
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SADE GORU
Singer – Prakash Katuwal & Shreedevi Devkota
Lyrics – Binod Dhakal
Music – Prakash Katuwal
Artist – Jyoti Magar/ Mahadev Tripathi
Director – Shankar BC
Most of us are not aware of what an actuary does
and the importance of the role in an insurance company. Undoubtedly, an
actuarial job may seem quite boring, but it is one of the most challenging and
high-paying jobs. If you are a math or statistics genius, then this may be the
perfect career for you. The actuary's main responsibility is
assessing/quantifying risk and developing means of mitigating risks. Actuaries
are largely known for their work in the insurance and pension fields, where
they design financially secure benefit programs to protect customers. Let's
take a look at the role, certification process and career advancement of an
actuary.
What is an Actuary?
Actuaries are the financial engineers of the
insurance industry, specializing in either life and health insurance or
property and casualty insurance. Basically, they formulate probability tables
or employ highly advanced dynamic modeling methods that predict the probability
that a potential event will generate a claim. From these tables, they ascertain
the amount of money needed for claims payouts.
Different actuaries have different roles and may
work for insurance companies or consulting firms, as well as in other
businesses. They may be involved with devising a new retirement program for a
company or even calculating the impact of laws banning car-cellphone use in
automobile losses and determining suitable rate discounts. For instance, in
property insurance, property and casualty actuaries compute the number of
claims likely to result from natural catastrophes. The actuaries take into
account the property's location, construction and several other factors before
determining the premium.
Similarly, the figures calculated by actuaries
ensure that insurance companies charge enough for premiums to cover predicted
costs. In addition, actuaries have to make sure that the premium charged for
that insurance is competitive with that charged by competing insurance
companies. (For more on insurance, see Extended Warranties: Should You Take The
Bait?)
भिडियो हेर्न तलको बक्स भित्र क्लिक गर्नुहोस
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